Cincinnati Bankruptcy Attorney Ohio | How Long Will Bankruptcy be on My Credit Report?

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Cincinnati Bankruptcy Attorney Ohio | How Long Will Bankruptcy be on My Credit Report?
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How Long Will a Cincinnati Bankruptcy Filing Remain On My Credit?

Normally a Cincinnati bankruptcy is reported on a credit report for up to 10 years, but the better question is how long will it take after the bankruptcy, in particular a Chapter 7, for an individual to get credit again.

Cincinnati Bankruptcy Attorney | 513-682-2031 | Bankruptcy Lawyer Cincinnati Ohio

From my experience, most debtors are able to get some form of credit within a year or so after filing, sometimes sooner; and, largely because your debt to income ratio has dramatically improved because you’ve wiped out a bunch of debt.

And, the creditors also know you can’t re-file bankruptcy, at least Chapter 7, for 8 years. So even though it’s reported on your credit report for 10 years, credit will be something that you’ll likely get again.

Cincinnati Bankruptcy Attorney | 513-682-2031 | Bankruptcy Lawyer Cincinnati Ohio

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Cincinnati Bankruptcy Attorney | 513-682-2031 | Bankruptcy Lawyer Cincinnati Ohio

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